Known as “liquidation bankruptcy,” a Chapter 7 bankruptcy filing allows you to quickly shed most unsecured debts, allowing you to move on with your life on solid financial footing.

If you need help and want to know if you qualify for Chapter 7 bankruptcy, reach out to me, bankruptcy attorney William J Howell. I have helped thousands of debtors in Southern California during the last three decades. As my client, you can rest easy knowing that your case is in the hands of a dedicated lawyer who is committed to helping you get your life back on track.

The Benefits Of Filing For Chapter 7 Bankruptcy

Unlike a Chapter 13, a Chapter 7 filing can be completed in as little as three months. When you receive your discharge, you will be free from unsecured debts such as:

  • Medical debt
  • Credit card bills
  • Personal loans
  • Payday loans
  • Repossession or foreclosure deficiencies
  • Discharged taxes

Moreover, you can discharge these debts while holding on to your home, vehicles and other property, as long as you keep up with any payments on those assets.

A Note About Tax Liabilities

If you are plagued by tax debts, filing for bankruptcy will immediately stop IRS and state tax collection activities. No collection can continue while you are in bankruptcy, and if the taxes qualify for discharge, they can never be collected afterwards. However, discharge qualifications for taxes is complex and often involves complex time‐line computations. If you have tax problems, you MUST work with a tax‐ knowledgeable bankruptcy lawyer such as myself. I have the experience and knowledge of bankruptcy and tax law you need for an effective solution to your tax problems.

I invite you to click here to learn more about the Chapter 7 process and why it is beneficial to work with an attorney.

Speak To Coachella Valley Attorney Today Before Filing For Bankruptcy

These important decisions regarding bankruptcy should not be made without the help and advice that an experienced bankruptcy attorney can provide. Contact my law firm, William J Howell A Professional Corporation, at 760‐898‐5259 to schedule a free, no‐obligation consultation at one of my offices.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.